Know Us

Aap ki kaabliyat, hamara bharosa

“Your ability, our trust”


Dhanvarsha’s mission started with an idea – an idea to ‘build social capital’ by aiming to provide credit solutions to India's large underserved and underbanked MSME segment. Promoted under the aegis of the 80 year old Wilson Group of Mumbai, the company aims to provide timely, affordable and sustainable access to credit to the country's almost 500 million under-served borrowers, either through its own balance sheet or via significant distribution tie-ups coupled with its robust technology engine.

The company prides itself on highest standards of corporate governance and transparency with an eminent and completely Independent Board that comprises of veterans from banking, fintech, taxation, regulation, and global businesses. Management has been carefully recruited from renowned institutions like Bank of America, Capital First, HDFC Bank, IDFC, Oberoi Realty, PWC, SKS Microfinance, Union Bank of India and more.

Value of loans sanctioned Over INR 1.8 billion
Loan book size INR 880 million
Avg ticket size of loans INR 0.3 million
Number of loan files processed Over 8,100
No. of borrowers 3,050
Lending products we have today 6
Gross NPA ratio* 2.35%
Net NPA ratio* 0.85%
Debt to Equity* 0.35x
Number of Independent Directors on the Board 5
Number of Employees 210
Number of Women Employees 49
*As of Dec 31st, 2020

History of the Group

The history of Dhanvarsha’s parent, Wilson Group traces back up to pre-Independence India under the leadership of Shri Dwarkadas Jivanlal Sanghvi who pioneered the Wilson pens & stationery brand; the brand that was used by Dr. Babasaheb Ambedkar to write the Constitution of India!

Today, the Wilson Group is a diversified conglomerate headquartered in Mumbai, India with interests and investments spread across education, philanthropy, retail MSME lending, institutional broking and advisory services and sustainable water infrastructure projects.

A colourful Wilson box used to display and sell ten pens at a time, seen here with one on top

Dwarkadas Jivanlal Sanghvi (Standing right in a black coat) with his brother Vallabhdas Jivanlal Sanghvi and business partners, at a Pen Exhibition in Bombay. Circa1951